Carolinas Chiropractic and Spinal Rehab is pleased to offer preferred, in-network physicians for Blue Cross/Blue Shield, Cigna, Medcost, United Health Care, Aetna and Medicare. Our office is always willing to verify your insurance coverage but we also recommend contacting your insurance company directly to double check your benefits as plans change frequently.
For those currently without insurance, we also offer affordable self pay rates. Please call our office at 704-243-1010 to learn more.
Deductible - The amount you pay for covered health care services before your insurance plan starts to pay.
Coinsurance - The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.
Copayment - The amount you pay to a healthcare provider at the time you receive services. You may have to pay a copay for each covered visit to your doctor, depending on your plan. Not all plans have a copay.
Explanation of Benefits - EOB for short. The insurance company’s written explanation regarding a claim, showing what they paid and what the patient must pay.
Visits Maximum - This is the maximum number of visits your insurance company will pay. However, this is not a guarantee. Often, an insurance company will state a high number, or even unlimited visits, but will deny payment after review of medical notes if they don’t consider treatment to be justified.
Active Care- A form of treatment that expects an improvement of the diagnosed condition. Insurance will cover this form of care.
Supportive/Maintenance/Performance Care - A type of care that helps prevent regression of a current condition or allows the body to functioning optimally without the expectation of improving a specific condition. Most insurance companies do not cover this form of care but we offer affordable self pay rates.
"An ounce of prevention is worth a pound of cure" - Benjamin Franklin